Investment

Investment is the act of allocating money or resources to an asset, venture, or project with the expectation of generating a return or profit over time. Essentially, you’re putting your money to work, hoping it will grow in value.

Time Horizon – The length of time you plan to hold the investment before needing to access the money. This could be short-term (like a year) or long-term (decades).

Diversification – Spreading investments across different assets to reduce risk.

Common Types of Investments:

Stocks – Owning shares in a company, hoping its value increases.

Bonds – Loaning money to a government or corporation in exchange for interest payments.

Real Estate – Investing in properties for rental income or capital appreciation.

Mutual Funds/ETFs – Pooling money with others to invest in a diversified portfolio.

Cryptocurrency – Digital assets like Bitcoin or Ethereum, typically for growth.